As an employer-sponsored retirement plan, a Roth 401(k) has some great advantages. To know whether or not it’s a good idea to have a Roth 401(k) plan, you’ll want to understand exactly how it’s best used.
Read MoreSenior Wealth Advisor Brian Niksa, CFP® was quoted in the article, “14 Tips For Companies Offering Their First 401(k) Program” published by Forbes.
Read MoreWhat Is an HSA? It’s an investment account rich in tax benefits. Unlike any other savings opportunity, a Health Savings Account can be crucial to your retirement investment planning success.
Read MoreSecure 2.0 introduces several changes to workplace retirement plans to increase saving opportunities for employees. With additional provisions going into effect, now’s the time for employees to assess their contribution plan and make changes as needed.
Read MoreWhen you think of retirement planning, a 401(k) account is probably the first thought that comes to mind. A 401(k) retirement plan is arguably the most popular employer-sponsored retirement savings plan. However, is it a complete retirement plan strategy?
Read MoreSwitching jobs often results in a 401(k) account left a your previous employer. We discuss several options and provide guidance on what to do with an old 401(k).
Read MoreThanks to higher inflation rates and stock market volatility, Series I savings bonds (I bonds) are currently a hot topic. Everyone’s understandably looking to make sure their money is saved and invested wisely.
Read MoreWelcome to your 40s! Whether you’re new or you’ve been here a while, you’re entering a phase where retirement is closer than ever. You spent the last two decades working to build a career, settle down or even start a family. Your financial goals have probably shifted over the last 20 years.
Read MoreSenior Wealth Advisor Sandy Higgins, JD, CFP® was quoted in the article, “Why Women Need To Plan for Retirement Differently Than Men” published by Yahoo! News.
Read MoreAlthough Rule 10b5-1 plans are not widely known, these valuable agreements let corporate executives set up a trading plan that eliminates insider trading risks.
Read MoreSenior Wealth Advisor Sandy Higgins, JD, CFP® was quoted in the article, “The 14 States That Won't Tax Your Pension” published by Better Homes & Gardens. In addition to pension income tax, the article talks about other important considerations when deciding on where to move in retirement.
Read MoreIf you’re wondering what’s going on with the U.S. Social Security system, you’re not alone. It’s something we’re always watching. Capstone Senior Wealth Advisor Robert Wootton, CFP® gives us the latest updates in an article recently published in Chicago’s Daily Herald Business Ledger.
Read MoreSenior Wealth Advisor Brian Niksa, CFP® was quoted in in the article, “Everything You Need to Know About Phased Retirement” published by Real Simple. The article shares the pros and cons about the concept.
Read MoreWhether you are new to an organization or have been with them for decades, being presented with and having to evaluate a severance package is likely to feel like uncharted territory.
Read MoreAccording to the Social Security Administration, “Social Security was a major source of income for at least 50% of filing couples and 71% of non-married filers in 2015.”1 Though these figures have continued to decline each year due to improving savings habits and earnings growth, they show that Social Security continues to play a significant role in most retiree’s income.
Read MoreOn December 20, 2019, the President signed into law the Setting Every Community Up for Retirement Enhancement Act of 2019 (the “SECURE Act”) as part of a larger spending package. The SECURE Act was enacted with the purpose of expanding opportunities for individuals to increase their savings and improve retirement security throughout the country.
Read MoreWhich is worth more at the end of a month? 1) Receiving a penny on the first day, then on each remaining day, receiving double the amount of the previous day; Or, 2) Receiving one million dollars at the end of the month?
Read MorePharmaceutical giant, Pfizer, introduced equity compensation to corporate America in the early 1950s, and it wasn’t long before other major corporations adopted their own forms of this type of employee benefit.
Read MoreWhether money is put into a 401(k) account or hidden under a mattress, there are numerous ways to save for retirement.
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